See /FICO about the availability of your score. This information is intended for and only provided to Primary account holders who have an available score. However, some activity will continue, including merchant-indicated recurring bill payment, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.įICO ® Credit Score Terms: Your FICO ® Credit Score, key factors and other credit information are based on data from TransUnion ® and may be different from other credit scores and other credit information provided by different bureaus. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.įreeze it ®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. We reserve the right to determine the method to disburse your rewards balance. Rewards Redemption: Rewards never expire. This promotional offer may not be available in the future and is exclusively for new cardmembers. We will not match: rewards that are processed after your match period ends statement credits rewards transfers from Discover checking or other deposit accounts or rewards for accounts that are closed. You've earned cash back rewards only when they're processed, which may be after the transaction date. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. To see a list of Frequently Asked Questions, visit /freealerts.Ĭashback Match: Only from Discover, as of April 2023. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. This benefit may change or end in the future. Monitoring your credit report does not impact your credit score. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. The Primary cardmember must agree online to receive identity alerts. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. Learn more at /digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.ĭiscover ® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian ® credit report and an alert when a new inquiry or account is listed on your report (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Discover Card does not assign MCCs to merchants. Merchants and payment processors are assigned an MCC based on their typical products and services.
COMPARE CREDIT CARDS DISCOVER CODE
Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Rewards are added to your account within two billing periods. For online purchases, the transaction date from the merchant may be the date when the item ships. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. Purchases must be made with merchants in the U.S. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Calendar quarters begin January 1, April 1, July 1, and October 1.
COMPARE CREDIT CARDS DISCOVER FULL
†† You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter.
0 kommentar(er)
